body.no-header-page #vt-site-menu {
    display: block !important;
  }

  body.no-header-page #vt-site-menu .nav-wrap {
    overflow: visible !important;
  }

  #vt-site-menu,
  #vt-site-menu * {
    box-sizing: border-box !important;
  }

  #vt-site-menu {
    --vt-blue: #293a85;
    --vt-dark: #1d2a62;
    --vt-orange: #f36e21;
    --vt-green: #2e8b57;
    --vt-ink: #172033;
    --vt-muted: #536174;
    --vt-light: #f5f7fb;
    --vt-line: rgba(41, 58, 133, 0.16);
    --vt-shadow: 0 18px 44px rgba(23, 32, 51, 0.16);
    --vt-soft-shadow: 0 10px 26px rgba(23, 32, 51, 0.12);
    width: 100% !important;
    max-width: 100% !important;
    margin: 0 !important;
    padding: 0 !important;
    font-family: Arial, Helvetica, sans-serif !important;
    color: var(--vt-ink) !important;
    background: #ffffff !important;
    line-height: 1.45 !important;
    z-index: 9999 !important;
  }

  #vt-site-menu a,
  #vt-site-menu button {
    font-family: Arial, Helvetica, sans-serif !important;
  }

  #vt-site-menu a,
  #vt-site-menu a:hover,
  #vt-site-menu a:focus,
  #vt-site-menu a:visited {
    text-decoration: none !important;
  }

  #vt-site-menu .container,
  #vt-site-menu .vt-container {
    width: min(1180px, calc(100% - 32px)) !important;
    max-width: 1180px !important;
    margin-left: auto !important;
    margin-right: auto !important;
    padding-left: 0 !important;
    padding-right: 0 !important;
  }

  #vt-site-menu .nav-wrap,
  #vt-site-menu .vt-nav-inner,
  #vt-site-menu .vt-nav-stage {
    overflow: visible !important;
  }

  #vt-site-menu .nav-wrap {
    width: 100% !important;
    margin: 0 !important;
    background: rgba(255, 255, 255, 0.98) !important;
    border-bottom: 1px solid var(--vt-line) !important;
    box-shadow: 0 8px 22px rgba(23, 32, 51, 0.08) !important;
    z-index: 9999 !important;
  }

  #vt-site-menu .vt-nav-stage {
    position: relative !important;
  }

  #vt-site-menu .vt-nav-inner {
    display: grid !important;
    grid-template-columns: auto minmax(0, 1fr) !important;
    gap: 18px !important;
    align-items: center !important;
    min-height: 76px !important;
    padding-top: 9px !important;
    padding-bottom: 9px !important;
  }

  #vt-site-menu .vt-logo {
    display: block !important;
    min-width: 0 !important;
    max-width: 245px !important;
    margin: 0 !important;
    padding: 0 !important;
  }

  #vt-site-menu .vt-logo a,
  #vt-site-menu .vt-logo span,
  #vt-site-menu .vt-logo div {
    display: inline-flex !important;
    align-items: center !important;
    max-width: 245px !important;
    color: var(--vt-dark) !important;
    font-size: 22px !important;
    font-weight: 900 !important;
    line-height: 1.1 !important;
  }

  #vt-site-menu .vt-logo img {
    display: block !important;
    width: auto !important;
    max-width: 245px !important;
    max-height: 62px !important;
    height: auto !important;
  }

  #vt-site-menu .vt-desktop-nav {
    display: flex !important;
    align-items: center !important;
    justify-content: flex-end !important;
    gap: 7px !important;
    min-width: 0 !important;
    margin: 0 !important;
    padding: 0 !important;
  }

  #vt-site-menu .vt-nav-link,
  #vt-site-menu .vt-nav-trigger {
    appearance: none !important;
    border: 0 !important;
    background: transparent !important;
    cursor: pointer !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    gap: 7px !important;
    min-height: 42px !important;
    padding: 10px 10px !important;
    border-radius: 999px !important;
    color: var(--vt-dark) !important;
    font-size: 13px !important;
    font-weight: 900 !important;
    line-height: 1.12 !important;
    white-space: nowrap !important;
    transition: background 0.18s ease, color 0.18s ease, transform 0.18s ease !important;
  }

  #vt-site-menu .vt-nav-trigger::after {
    content: "+" !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    width: 19px !important;
    height: 19px !important;
    border-radius: 999px !important;
    color: #ffffff !important;
    background: var(--vt-orange) !important;
    font-size: 15px !important;
    line-height: 1 !important;
  }

  #vt-site-menu .vt-nav-trigger[aria-expanded="true"]::after {
    content: "-" !important;
  }

  #vt-site-menu .vt-nav-link:hover,
  #vt-site-menu .vt-nav-link:focus,
  #vt-site-menu .vt-nav-trigger:hover,
  #vt-site-menu .vt-nav-trigger:focus,
  #vt-site-menu .vt-nav-trigger[aria-expanded="true"] {
    color: #ffffff !important;
    background: var(--vt-blue) !important;
    outline: none !important;
  }

  #vt-site-menu .vt-panel {
    display: none !important;
    position: absolute !important;
    left: 0 !important;
    right: 0 !important;
    top: calc(100% + 8px) !important;
    z-index: 10000 !important;
    background: #ffffff !important;
    border: 1px solid var(--vt-line) !important;
    border-radius: 24px !important;
    box-shadow: var(--vt-shadow) !important;
    padding: 20px !important;
  }

  #vt-site-menu .vt-panel[data-open="true"] {
    display: block !important;
  }

  @media (min-width: 1181px) {
    #vt-site-menu .vt-panel[data-open="true"] {
      overscroll-behavior: contain !important;
      -webkit-overflow-scrolling: touch !important;
    }
  }

  #vt-site-menu .vt-panel-grid {
    display: grid !important;
    grid-template-columns: repeat(3, minmax(0, 1fr)) minmax(250px, 0.9fr) !important;
    gap: 16px !important;
    align-items: stretch !important;
  }

  #vt-site-menu .vt-panel-card,
  #vt-site-menu .vt-panel-feature {
    display: block !important;
    min-width: 0 !important;
    border-radius: 18px !important;
    padding: 17px !important;
    border: 1px solid rgba(41, 58, 133, 0.14) !important;
    background: #ffffff !important;
    box-shadow: 0 7px 18px rgba(23, 32, 51, 0.06) !important;
  }

  #vt-site-menu .vt-panel-card:hover,
  #vt-site-menu .vt-panel-card:focus {
    border-color: rgba(243, 110, 33, 0.45) !important;
    box-shadow: var(--vt-soft-shadow) !important;
  }

  #vt-site-menu .vt-panel-card strong,
  #vt-site-menu .vt-panel-feature strong {
    display: block !important;
    color: var(--vt-dark) !important;
    font-size: 16px !important;
    font-weight: 900 !important;
    line-height: 1.15 !important;
    margin: 0 0 6px !important;
  }

  #vt-site-menu .vt-panel-card span,
  #vt-site-menu .vt-panel-feature span {
    display: block !important;
    color: var(--vt-muted) !important;
    font-size: 13.5px !important;
    font-weight: 700 !important;
    line-height: 1.45 !important;
  }

  #vt-site-menu .vt-panel-group {
    display: grid !important;
    gap: 10px !important;
  }

  #vt-site-menu .vt-panel-heading {
    display: block !important;
    color: var(--vt-orange) !important;
    font-size: 12px !important;
    font-weight: 900 !important;
    letter-spacing: 0.06em !important;
    text-transform: uppercase !important;
    margin: 0 0 2px !important;
  }

  #vt-site-menu .vt-panel-feature {
    background: radial-gradient(circle at 85% 0%, rgba(243, 110, 33, 0.24), transparent 28%), linear-gradient(135deg, var(--vt-dark), var(--vt-blue)) !important;
    color: #ffffff !important;
    border: 0 !important;
    display: grid !important;
    align-content: center !important;
    gap: 12px !important;
  }

  #vt-site-menu .vt-panel-feature strong,
  #vt-site-menu .vt-panel-feature span {
    color: #ffffff !important;
  }

  #vt-site-menu .vt-feature-btn {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    width: fit-content !important;
    min-height: 42px !important;
    padding: 10px 14px !important;
    border-radius: 999px !important;
    color: #ffffff !important;
    background: var(--vt-orange) !important;
    font-size: 13px !important;
    font-weight: 900 !important;
  }

  #vt-site-menu .vt-mobile-toggle {
    display: none !important;
    appearance: none !important;
    border: 2px solid rgba(41, 58, 133, 0.18) !important;
    background: #ffffff !important;
    color: var(--vt-dark) !important;
    border-radius: 999px !important;
    min-height: 44px !important;
    padding: 10px 14px !important;
    font-size: 14px !important;
    font-weight: 900 !important;
    cursor: pointer !important;
  }

  #vt-site-menu .vt-mobile-toggle span {
    display: inline-block !important;
    width: 18px !important;
    height: 2px !important;
    background: var(--vt-orange) !important;
    box-shadow: 0 6px 0 var(--vt-orange), 0 -6px 0 var(--vt-orange) !important;
    margin-right: 10px !important;
  }

  #vt-site-menu .vt-mobile-panel {
    display: none !important;
    border-top: 1px solid var(--vt-line) !important;
    background: #ffffff !important;
    padding: 12px 0 18px !important;
  }

  #vt-site-menu .vt-mobile-panel[data-open="true"] {
    display: block !important;
  }

  #vt-site-menu .vt-mobile-stack {
    display: grid !important;
    gap: 10px !important;
  }

  #vt-site-menu .vt-mobile-link,
  #vt-site-menu .vt-mobile-summary {
    display: flex !important;
    align-items: center !important;
    justify-content: space-between !important;
    width: 100% !important;
    min-height: 48px !important;
    border-radius: 14px !important;
    padding: 13px 15px !important;
    color: var(--vt-dark) !important;
    background: var(--vt-light) !important;
    border: 1px solid rgba(41, 58, 133, 0.12) !important;
    font-size: 15px !important;
    font-weight: 900 !important;
    line-height: 1.2 !important;
  }

  #vt-site-menu details.vt-mobile-section {
    display: block !important;
    margin: 0 !important;
    padding: 0 !important;
  }

  #vt-site-menu .vt-mobile-summary {
    cursor: pointer !important;
    list-style: none !important;
  }

  #vt-site-menu .vt-mobile-summary::-webkit-details-marker {
    display: none !important;
  }

  #vt-site-menu .vt-mobile-summary::after {
    content: "+" !important;
    color: #ffffff !important;
    background: var(--vt-orange) !important;
    width: 24px !important;
    height: 24px !important;
    border-radius: 999px !important;
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    font-size: 18px !important;
    line-height: 1 !important;
  }

  #vt-site-menu details[open] .vt-mobile-summary::after {
    content: "-" !important;
  }

  #vt-site-menu .vt-mobile-sub {
    display: grid !important;
    gap: 8px !important;
    padding: 9px 0 0 !important;
  }

  #vt-site-menu .vt-mobile-sub a {
    display: block !important;
    border-radius: 12px !important;
    padding: 12px 14px !important;
    background: #ffffff !important;
    border: 1px solid rgba(41, 58, 133, 0.12) !important;
    color: var(--vt-muted) !important;
    font-size: 14px !important;
    font-weight: 800 !important;
    line-height: 1.3 !important;
  }

  #vt-site-menu .vt-mobile-sub a strong {
    display: block !important;
    color: var(--vt-dark) !important;
    font-size: 14.5px !important;
    margin-bottom: 3px !important;
  }

  @media (max-width: 1180px) {

    #vt-site-menu .vt-logo,
    #vt-site-menu .vt-logo a,
    #vt-site-menu .vt-logo span,
    #vt-site-menu .vt-logo div {
      overflow: visible !important;
      line-height: 1 !important;
      align-items: center !important;
    }

    #vt-site-menu .vt-logo {
      padding-top: 2px !important;
      padding-bottom: 4px !important;
    }

    #vt-site-menu .vt-logo img {
      display: block !important;
      object-fit: contain !important;
      object-position: center center !important;
      margin: 0 !important;
      padding: 0 !important;
    }

    #vt-site-menu,
    #vt-site-menu.cento-header,
    #vt-site-menu .nav-wrap,
    #vt-site-menu .vt-nav-stage {
      position: relative !important;
      top: auto !important;
      left: auto !important;
      right: auto !important;
      bottom: auto !important;
      transform: none !important;
    }

    #vt-site-menu .vt-mobile-panel {
      position: static !important;
      left: auto !important;
      right: auto !important;
      top: auto !important;
      bottom: auto !important;
      max-height: none !important;
      overflow: visible !important;
      -webkit-overflow-scrolling: touch !important;
    }

    #vt-site-menu .vt-mobile-panel[data-open="true"] {
      display: block !important;
      max-height: none !important;
      overflow: visible !important;
    }

    #vt-site-menu .vt-mobile-stack,
    #vt-site-menu .vt-mobile-sub,
    #vt-site-menu details.vt-mobile-section {
      max-height: none !important;
      overflow: visible !important;
    }

    #vt-site-menu .vt-nav-inner {
      grid-template-columns: minmax(0, 1fr) auto !important;
      gap: 12px !important;
      min-height: 76px !important;
    }

    #vt-site-menu .vt-desktop-nav,
    #vt-site-menu .vt-panel {
      display: none !important;
    }

    #vt-site-menu .vt-mobile-toggle {
      display: inline-flex !important;
      align-items: center !important;
      justify-content: center !important;
    }

    #vt-site-menu .vt-logo,
    #vt-site-menu .vt-logo a,
    #vt-site-menu .vt-logo span,
    #vt-site-menu .vt-logo div {
      max-width: 250px !important;
    }
  }

  @media (max-width: 640px) {
    #vt-site-menu .container,
    #vt-site-menu .vt-container {
      width: min(100%, calc(100% - 24px)) !important;
    }

    #vt-site-menu .vt-logo,
    #vt-site-menu .vt-logo a,
    #vt-site-menu .vt-logo span,
    #vt-site-menu .vt-logo div {
      max-width: 190px !important;
    }

    #vt-site-menu .vt-logo img {
      max-width: 190px !important;
      max-height: 50px !important;
    }

    #vt-site-menu .vt-mobile-toggle {
      padding: 10px 12px !important;
    }
  }

  #vt-site-menu .vt-mobile-panel-head {
    display: none !important;
    align-items: center !important;
    justify-content: space-between !important;
    gap: 12px !important;
    padding: 0 0 14px !important;
    margin: 0 0 14px !important;
    border-bottom: 1px solid var(--vt-line) !important;
  }

  #vt-site-menu .vt-mobile-panel-head strong {
    color: var(--vt-dark) !important;
    font-size: 18px !important;
    font-weight: 900 !important;
    line-height: 1.15 !important;
  }

  #vt-site-menu .vt-mobile-close {
    display: inline-flex !important;
    align-items: center !important;
    justify-content: center !important;
    min-height: 42px !important;
    padding: 10px 14px !important;
    border: 0 !important;
    border-radius: 999px !important;
    background: var(--vt-orange) !important;
    color: #ffffff !important;
    font-size: 14px !important;
    font-weight: 900 !important;
    line-height: 1 !important;
    cursor: pointer !important;
    user-select: none !important;
  }

  @media (max-width: 1180px) {
    #vt-site-menu .vt-mobile-panel[data-open="true"] {
      display: block !important;
      position: fixed !important;
      top: 0 !important;
      left: 0 !important;
      right: 0 !important;
      bottom: 0 !important;
      z-index: 2147483647 !important;
      width: 100vw !important;
      height: 100vh !important;
      height: 100dvh !important;
      max-height: none !important;
      overflow-y: scroll !important;
      overflow-x: hidden !important;
      -webkit-overflow-scrolling: touch !important;
      touch-action: pan-y !important;
      overscroll-behavior-y: contain !important;
      background: #ffffff !important;
      padding: 18px 16px 40px !important;
    }

    #vt-site-menu .vt-mobile-panel[data-open="true"] .vt-mobile-panel-head {
      display: flex !important;
    }

    #vt-site-menu .vt-mobile-panel[data-open="true"] .vt-mobile-stack {
      width: 100% !important;
      max-width: 760px !important;
      margin: 0 auto !important;
      padding-bottom: 48px !important;
    }
  }

  @media (max-width: 640px) {
    #vt-site-menu .vt-mobile-panel[data-open="true"] {
      padding: 16px 12px 44px !important;
    }
  }



    #vt-site-footer,
    #vt-site-footer * {
      box-sizing: border-box;
    }

    #vt-site-footer {
      --vt-blue: #293a85;
      --vt-blue-dark: #1d2a62;
      --vt-orange: #f36e21;
      --vt-green: #2e8b57;
      --vt-gray: #939597;
      --vt-bg: #f5f7fb;
      --vt-white: #ffffff;
      --vt-text: #1b2430;
      --vt-muted: #5f6b7a;
      --vt-border: rgba(41, 58, 133, 0.16);

      width: 100vw;
      margin-left: calc(50% - 50vw);
      margin-right: calc(50% - 50vw);
      background: var(--vt-blue-dark);
      color: var(--vt-white);
      font-family: Arial, Helvetica, sans-serif;
      line-height: 1.5;
    }

    #vt-site-footer a {
      color: inherit;
      text-decoration: none;
    }

    #vt-site-footer .vt-footer-inner {
      max-width: 1180px;
      margin: 0 auto;
      padding: 0 20px;
    }

    #vt-site-footer .vt-footer-cta {
      background:
        radial-gradient(circle at top left, rgba(243, 110, 33, 0.20), transparent 34%),
        linear-gradient(135deg, var(--vt-blue) 0%, var(--vt-blue-dark) 72%);
      border-bottom: 1px solid rgba(255, 255, 255, 0.16);
    }

    #vt-site-footer .vt-footer-cta-wrap {
      display: grid;
      grid-template-columns: 1.35fr 1fr;
      gap: 28px;
      align-items: center;
      padding: 34px 20px;
    }

    #vt-site-footer .vt-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      margin: 0 0 10px;
      color: #ffffff;
      font-size: 13px;
      font-weight: 800;
      letter-spacing: 0.08em;
      text-transform: uppercase;
    }

    #vt-site-footer .vt-eyebrow::before {
      content: "";
      width: 10px;
      height: 10px;
      border-radius: 999px;
      background: var(--vt-orange);
      box-shadow: 0 0 0 6px rgba(243, 110, 33, 0.18);
    }

    #vt-site-footer h2 {
      margin: 0;
      color: #ffffff;
      font-size: clamp(25px, 3vw, 38px);
      line-height: 1.12;
      font-weight: 900;
      letter-spacing: -0.03em;
    }

    #vt-site-footer .vt-footer-cta p {
      max-width: 700px;
      margin: 12px 0 0;
      color: rgba(255, 255, 255, 0.88);
      font-size: 16px;
    }

    #vt-site-footer .vt-cta-actions {
      display: grid;
      grid-template-columns: 1fr;
      gap: 12px;
    }

    #vt-site-footer .vt-btn {
      display: inline-flex;
      justify-content: center;
      align-items: center;
      min-height: 46px;
      padding: 12px 18px;
      border-radius: 12px;
      font-size: 15px;
      font-weight: 800;
      text-align: center;
      transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease;
    }

    #vt-site-footer .vt-btn:hover,
    #vt-site-footer .vt-btn:focus {
      transform: translateY(-2px);
      box-shadow: 0 12px 24px rgba(0, 0, 0, 0.22);
    }

    #vt-site-footer .vt-btn-primary {
      background: var(--vt-orange);
      color: #ffffff;
      border: 2px solid var(--vt-orange);
    }

    #vt-site-footer .vt-btn-secondary {
      background: #ffffff;
      color: var(--vt-blue-dark);
      border: 2px solid #ffffff;
    }

    #vt-site-footer .vt-btn-outline {
      background: rgba(255, 255, 255, 0.08);
      color: #ffffff;
      border: 2px solid rgba(255, 255, 255, 0.42);
    }

    #vt-site-footer .vt-trust-row {
      background: #ffffff;
      color: var(--vt-text);
      border-bottom: 1px solid var(--vt-border);
    }

    #vt-site-footer .vt-trust-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 14px;
      padding: 18px 20px;
    }

    #vt-site-footer .vt-trust-item {
      background: var(--vt-bg);
      border: 1px solid var(--vt-border);
      border-radius: 14px;
      padding: 14px;
      box-shadow: 0 6px 18px rgba(29, 42, 98, 0.06);
      transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
    }

    #vt-site-footer .vt-trust-item:hover,
    #vt-site-footer .vt-trust-item:focus-within {
      transform: translateY(-3px);
      box-shadow: 0 12px 26px rgba(29, 42, 98, 0.12);
      border-color: rgba(243, 110, 33, 0.35);
    }

    #vt-site-footer .vt-trust-item strong {
      display: block;
      color: var(--vt-blue-dark);
      font-size: 14px;
      line-height: 1.25;
      margin-bottom: 4px;
    }

    #vt-site-footer .vt-trust-item span {
      display: block;
      color: var(--vt-muted);
      font-size: 13px;
      line-height: 1.35;
    }

    #vt-site-footer .vt-main {
      background: var(--vt-bg);
      color: var(--vt-text);
    }

    #vt-site-footer .vt-main-grid {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: 18px;
      padding: 38px 20px 30px;
      align-items: start;
    }

    /* Improved desktop layout */
    #vt-site-footer .vt-brand-area {
      grid-column: 1 / -1;
      display: grid;
      grid-template-columns: minmax(0, 1.35fr) minmax(300px, 0.75fr);
      gap: 18px;
      align-items: stretch;
      margin-bottom: 4px;
    }

    #vt-site-footer .vt-brand-card,
    #vt-site-footer .vt-pay-card,
    #vt-site-footer .vt-footer-accordion {
      background: #ffffff;
      border: 1px solid var(--vt-border);
      border-radius: 18px;
      box-shadow: 0 10px 28px rgba(29, 42, 98, 0.08);
    }

    #vt-site-footer .vt-brand-card,
    #vt-site-footer .vt-pay-card {
      padding: 22px;
    }

    #vt-site-footer .vt-brand-card {
      display: grid;
      align-content: center;
    }

    #vt-site-footer .vt-brand-name {
      margin: 0 0 8px;
      color: var(--vt-blue-dark);
      font-size: 24px;
      font-weight: 900;
      letter-spacing: -0.03em;
    }

    #vt-site-footer .vt-brand-tagline {
      margin: 0 0 14px;
      color: var(--vt-muted);
      font-size: 14px;
      max-width: 740px;
    }

    #vt-site-footer .vt-contact-list {
      display: grid;
      grid-template-columns: repeat(2, minmax(0, 1fr));
      gap: 8px 18px;
      margin: 16px 0 0;
      padding: 0;
      list-style: none;
      font-size: 14px;
    }

    #vt-site-footer .vt-contact-list a {
      color: var(--vt-blue);
      font-weight: 800;
    }

    #vt-site-footer .vt-pay-card {
      display: grid;
      align-content: center;
      border-left: 5px solid var(--vt-orange);
    }

    #vt-site-footer .vt-pay-card strong {
      display: block;
      color: var(--vt-blue-dark);
      font-size: 18px;
      margin-bottom: 6px;
    }

    #vt-site-footer .vt-pay-card p {
      margin: 0 0 12px;
      color: var(--vt-muted);
      font-size: 13px;
    }

    #vt-site-footer .vt-pay-link {
      display: inline-flex;
      align-items: center;
      justify-content: center;
      width: 100%;
      padding: 11px 14px;
      border-radius: 12px;
      background: var(--vt-blue);
      color: #ffffff;
      font-weight: 900;
      font-size: 14px;
      transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease;
    }

    #vt-site-footer .vt-pay-link:hover,
    #vt-site-footer .vt-pay-link:focus {
      background: var(--vt-blue-dark);
      transform: translateY(-2px);
      box-shadow: 0 10px 20px rgba(29, 42, 98, 0.20);
    }

    #vt-site-footer .vt-footer-accordion {
      overflow: hidden;
      transition: transform 0.18s ease, box-shadow 0.18s ease, border-color 0.18s ease;
    }

    #vt-site-footer .vt-footer-accordion:hover,
    #vt-site-footer .vt-footer-accordion:focus-within {
      transform: translateY(-3px);
      box-shadow: 0 14px 30px rgba(29, 42, 98, 0.12);
      border-color: rgba(243, 110, 33, 0.35);
    }

    #vt-site-footer .vt-footer-accordion summary {
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 12px;
      width: 100%;
      padding: 18px;
      cursor: pointer;
      color: var(--vt-blue-dark);
      font-size: 14px;
      font-weight: 900;
      text-transform: uppercase;
      letter-spacing: 0.055em;
      list-style: none;
      user-select: none;
    }

    #vt-site-footer .vt-footer-accordion summary::-webkit-details-marker {
      display: none;
    }

    #vt-site-footer .vt-footer-accordion summary::after {
      content: "+";
      display: inline-flex;
      align-items: center;
      justify-content: center;
      flex: 0 0 26px;
      width: 26px;
      height: 26px;
      border-radius: 999px;
      background: rgba(41, 58, 133, 0.10);
      color: var(--vt-blue);
      font-size: 20px;
      font-weight: 900;
      line-height: 1;
      transition: background 0.18s ease, color 0.18s ease, transform 0.18s ease;
    }

    #vt-site-footer .vt-footer-accordion[open] summary {
      border-bottom: 1px solid var(--vt-border);
    }

    #vt-site-footer .vt-footer-accordion[open] summary::after {
      content: "−";
      background: var(--vt-orange);
      color: #ffffff;
      transform: rotate(180deg);
    }

    #vt-site-footer .vt-footer-accordion ul {
      margin: 0;
      padding: 14px 18px 18px;
      list-style: none;
      display: grid;
      gap: 10px;
    }

    #vt-site-footer .vt-footer-accordion a {
      display: inline-flex;
      color: #2d3748;
      font-size: 14px;
      font-weight: 700;
      line-height: 1.25;
      transition: color 0.18s ease, transform 0.18s ease;
    }

    #vt-site-footer .vt-footer-accordion a:hover,
    #vt-site-footer .vt-footer-accordion a:focus {
      color: var(--vt-orange);
      transform: translateX(3px);
    }

    #vt-site-footer .vt-footer-accordion a.vt-feature-link {
      color: var(--vt-blue);
      font-weight: 900;
    }

    #vt-site-footer .vt-footer-accordion a.vt-feature-link::after {
      content: "Featured";
      margin-left: 8px;
      padding: 2px 7px;
      border-radius: 999px;
      background: rgba(243, 110, 33, 0.12);
      color: var(--vt-orange);
      font-size: 10px;
      font-weight: 900;
      letter-spacing: 0.04em;
      text-transform: uppercase;
    }

    #vt-site-footer .vt-bottom {
      background: var(--vt-blue-dark);
      color: rgba(255, 255, 255, 0.84);
      border-top: 1px solid rgba(255, 255, 255, 0.10);
    }

    #vt-site-footer .vt-bottom-wrap {
      display: grid;
      grid-template-columns: 1fr auto;
      gap: 18px;
      align-items: center;
      padding: 20px;
      font-size: 13px;
    }

    #vt-site-footer .vt-legal {
      margin: 0;
    }

    #vt-site-footer .vt-disclaimer {
      margin: 6px 0 0;
      max-width: 850px;
      color: rgba(255, 255, 255, 0.68);
      font-size: 12px;
      line-height: 1.45;
    }

    #vt-site-footer .vt-bottom-links {
      display: flex;
      flex-wrap: wrap;
      justify-content: flex-end;
      gap: 12px;
    }

    #vt-site-footer .vt-bottom-links a {
      color: rgba(255, 255, 255, 0.88);
      font-weight: 800;
    }

    #vt-site-footer .vt-bottom-links a:hover,
    #vt-site-footer .vt-bottom-links a:focus {
      color: #ffffff;
      text-decoration: underline;
      text-decoration-thickness: 2px;
      text-underline-offset: 4px;
    }

    @media (max-width: 980px) {
      #vt-site-footer .vt-footer-cta-wrap {
        grid-template-columns: 1fr;
      }

      #vt-site-footer .vt-trust-grid {
        grid-template-columns: repeat(2, 1fr);
      }

      #vt-site-footer .vt-main-grid {
        grid-template-columns: repeat(2, 1fr);
      }

      #vt-site-footer .vt-brand-area {
        grid-column: 1 / -1;
        grid-template-columns: 1fr;
      }

      #vt-site-footer .vt-contact-list {
        grid-template-columns: 1fr;
      }

      #vt-site-footer .vt-bottom-wrap {
        grid-template-columns: 1fr;
      }

      #vt-site-footer .vt-bottom-links {
        justify-content: flex-start;
      }
    }

    @media (max-width: 640px) {
      #vt-site-footer .vt-footer-inner {
        padding-left: 16px;
        padding-right: 16px;
      }

      #vt-site-footer .vt-footer-cta-wrap,
      #vt-site-footer .vt-trust-grid,
      #vt-site-footer .vt-main-grid,
      #vt-site-footer .vt-bottom-wrap {
        padding-left: 16px;
        padding-right: 16px;
      }

      #vt-site-footer .vt-trust-grid,
      #vt-site-footer .vt-main-grid {
        grid-template-columns: 1fr;
      }

      #vt-site-footer .vt-btn {
        width: 100%;
      }
    }